My name is Jake Sensiba. I am a Financial Consultant and Blogger in Milwaukee, WI. I married my beautiful wife in 2015, bought a house and rescued our dog, Mya, in 2016, and had our first child in 2017.

We are millennials, starting a new phase in adulthood. Our money philosophy revolves around budgeting, cutting our spending, and maximizing ourĀ savings.

I love helping people and enjoy working with finances.

This site is designed to help people with their money. The level of savings in the United States is horrible, and we have a student loan crisis and retirement crisis that needs to be dealt with.

Here are some statistics that’ll illustrate this point:

  • Only one-third of Americans keep a monthly budget
  • Almost 70% of Americans would struggle with a $1000 emergency
  • Total household debt is over $4 Trillion
  • The current savings rate is 5.6%
  • 35% of people have at least one credit card or loan in collections
  • Median retirement savings for working families is only $5,000

I want to help people become better at managing their finances. I want to educate people and improve their understanding of personal finance.

I also have a segment on the blog where I interview money experts about their story and the topics that are important to them. This provides a different perspective to help people relate and learn.

I post on Thursdays at 4pm CST and my interviews post on Tuesdays at 11 am CST.

If you have any questions or comments, please don’t hesitate to contact me.

I hope you get a lot out of this page, and if you have more questions or need extra help, please let me know. I look forward to learning and growing with you.

Thanks for reading!

– Jake S.